Ira Income Limits 2025 Over 50

Ira Income Limits 2025 Over 50. The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you're younger than age 50. This table shows whether your contribution to a roth ira is affected.

The maximum total annual contribution for all your iras combined is: For both traditional and roth iras, you can contribute up to $7,000 for 2025, up from $6,500 in 2023.